Let me propose a thought experiment.
You own a car. You don’t have any car insurance. You get into an accident and nearly total your car. You go to State Farm and say “I want to buy insurance, and I want you to completely restore my car.”
That is the same thing going on with pre-existing health conditions. Health insurance companies stay in business by betting on the odds that you won’t get sick (for instance, see the higher rates if you are a smoker). By forcing insurance companies to take all pre-existing conditions, you are changing them from insurance companies into banking companies.
Via McClatchy:
The latest proposal to replace the Affordable Care Act has become a much harder sell for Republican moderates who will determine whether the bill passes the House of Representatives in a possible vote later this week.
Their main sticking point: concerns about how a new amendment could weaken consumer protections, particularly for people with pre-existing medical conditions.
The proposal would allow states to opt out of the ACA’s “community rating” rule that prohibits individual insurers from charging sick people more for coverage.